When we have a baby it’s usually the husband that is working the full time job, while the mother is taking time to recover from the pregnancy, and is taking care of the baby.  When in this situation, the question “should I be a stay at home mother or get a part-time job?” often comes up.  This is a tough question to answer, and the answer is different for just about everyone.  If you’re looking for some advice on helping you make a decision, consider a few of these things.

How much will your baby cost? –

First of all, you want to figure out how much money your baby is going to cost each week.  Now, think of how much your significant other will bring home each week.  Will you make enough to fulfil your babies needs?

Can you afford the bills and still save? –

Now, you probably have a good idea on how much your baby will cost each week.  How much money will you have left over after you spend your weekly amount on your baby?  Will you be able to afford the bills (figure out a total for each month), and will you have enough money to save?  Saving money and planning for the future is very important!

How much is day care? –

Now, try to figure out how much it would cost to put your little on in a day care.  Find out the total for the week and the month.  Is this more than you’d be making or will it break even?  If it does, working would be pointless, and just be added stress.

How much could you make? –

Figure out how much money you could make if you went back to work.  If it is a minimum wage job it may not be worth it after taxes.  Although if it is more, it may be something to think about.  The more money the more worth it it is!

Will you still spend time? –

If you did work because the job was well paying would the two of you still be able to spend time with your baby?  If not, you may want to consider staying home.  It is important to take care of your little right from the beginning.  They need to feel loved, and feel comfortable at home.

There is a lot to think about when considering a part time job or being a stay at home mom.  They both have their perks, yet they both have their downsides.  Find out which one out-ways the other, and which one is the better choice by keeping in mind a few of these ideas!